# 50 State Paycheck Calculators (2026) - Take-Home Directory

> Select your state to calculate precise 2026 take-home pay, state income tax brackets, FICA deductions, and payroll withholding across all 50 US states.

50 States + DC Directory
# US State Paycheck Calculators

Tax withholding varies drastically across state lines. Choose your state below to estimate your exact 2026 take-home pay with localized state tax brackets, standard deductions, and city payroll taxes.

## Zero State Income Tax States (9 States)
0% State Tax

Workers in these states keep 100% of their earnings before federal income taxes and FICA (Social Security & Medicare).

[AlaskaAKAlaska imposes 0% individual state income tax. Furthermore, qualifying residents receive annual dividend distributions from the Alaska Permanent Fund.Calculate Take-Home Pay→](/paycheck-calculator/alaska/)[FloridaFLFlorida has no state individual income tax (0%). Florida paychecks are subject only to federal income tax, Social Security (6.2%), and Medicare (1.45%).Calculate Take-Home Pay→](/paycheck-calculator/florida/)[NevadaNVNevada has 0% individual state income tax. There are no state or municipal payroll income taxes on employee paychecks in Nevada.Calculate Take-Home Pay→](/paycheck-calculator/nevada/)[New HampshireNHNew Hampshire does not tax earned wages or salary income (0%). While NH historically taxed interest and dividends, personal paychecks have no state withholding.Calculate Take-Home Pay→](/paycheck-calculator/new-hampshire/)[South DakotaSDSouth Dakota has no personal state income tax (0%). South Dakota workers have zero state payroll tax deductions.Calculate Take-Home Pay→](/paycheck-calculator/south-dakota/)[TennesseeTNTennessee has 0% individual state income tax on wage and salary earnings. No local city or county wage taxes exist in Tennessee.Calculate Take-Home Pay→](/paycheck-calculator/tennessee/)[TexasTXThe Texas constitution prohibits a personal state income tax (0%). Workers in Texas take home 100% of their earnings after federal taxes (IRS, Social Security, and Medicare).Calculate Take-Home Pay→](/paycheck-calculator/texas/)[WashingtonWAWashington has 0% state income tax on wages and salary. Employees contribute to Washington Paid Family and Medical Leave (PFML) at ~0.74% and WA Cares Fund (long-term care) at 0.58% unless exempt.Calculate Take-Home Pay→](/paycheck-calculator/washington/)[WyomingWYWyoming imposes 0% personal state income tax. There are no state or municipal income taxes on wages.Calculate Take-Home Pay→](/paycheck-calculator/wyoming/)
## Flat Tax States
Single Flat Rate

States with a single uniform income tax rate applied to all taxable income levels.

[ArizonaAZArizona operates a flat individual income tax rate of 2.50% across all income levels, with no local city income taxes.Calculate Take-Home Pay→](/paycheck-calculator/arizona/)[ColoradoCOColorado levies a flat state income tax rate of 4.40%. Certain cities such as Denver, Aurora, and Greenwood Village assess an Occupational Privilege Tax (OPT) of roughly $4 to $5.75 per month.Calculate Take-Home Pay→](/paycheck-calculator/colorado/)[GeorgiaGAGeorgia transitioned to a simplified flat tax structure of 5.39% with generous standard deductions of $12,000 for single filers and $24,000 for married couples.Calculate Take-Home Pay→](/paycheck-calculator/georgia/)[IdahoIDIdaho has a flat individual income tax rate of 5.695% with full conformity to federal standard deductions.Calculate Take-Home Pay→](/paycheck-calculator/idaho/)[IllinoisILIllinois constitutionally requires a flat tax rate, set at 4.95% on net taxable income. There are no local municipal payroll income taxes in Illinois (including Chicago).Calculate Take-Home Pay→](/paycheck-calculator/illinois/)[IndianaINIndiana has a statewide flat tax rate of 3.05%. Additionally, all 92 Indiana counties levy a local county income tax (typically 1.0% to 3.0%, average ~1.75%).Calculate Take-Home Pay→](/paycheck-calculator/indiana/)[IowaIAIowa operates a flat 3.80% income tax rate across all individual tax brackets, having completed its phased transition from graduated rates.Calculate Take-Home Pay→](/paycheck-calculator/iowa/)[KentuckyKYKentucky has a flat state rate of 4.00%. Many cities and counties levy local occupational taxes (e.g., Louisville 2.2%, Lexington 2.25%).Calculate Take-Home Pay→](/paycheck-calculator/kentucky/)[MassachusettsMAMassachusetts has a flat income tax rate of 5.00%. In addition, the 'Fair Share Amendment' assesses a 4.0% surtax on taxable income over ~$1.05 million (totaling 9.0%). Paid Family and Medical Leave (PFML) is also withheld at ~0.46%.Calculate Take-Home Pay→](/paycheck-calculator/massachusetts/)[MichiganMIMichigan imposes a flat 4.25% state income tax. Around 24 Michigan cities levy local income taxes, notably Detroit (2.4% for residents, 1.2% for non-residents) and Grand Rapids (1.5% / 0.75%).Calculate Take-Home Pay→](/paycheck-calculator/michigan/)[MississippiMSMississippi has a flat individual income tax rate of 4.70% on taxable income over $10,000.Calculate Take-Home Pay→](/paycheck-calculator/mississippi/)[North CarolinaNCNorth Carolina has a flat individual income tax rate of 4.50% with standard deductions conforming to $12,750 for single filers.Calculate Take-Home Pay→](/paycheck-calculator/north-carolina/)[PennsylvaniaPAPennsylvania charges a flat state income tax of 3.07% with no standard deduction. Most PA municipalities and school districts levy an additional local Earned Income Tax (EIT) averaging 1.0% to 2.0% (Philadelphia wage tax is 3.75% resident / 3.44% non-resident).Calculate Take-Home Pay→](/paycheck-calculator/pennsylvania/)[UtahUTUtah charges a flat state income tax rate of 4.55% with a taxpayer tax credit that phases out for higher earners.Calculate Take-Home Pay→](/paycheck-calculator/utah/)
## Progressive Bracket States
Graduated Brackets

States with graduated tax brackets where higher earnings are taxed at progressively higher marginal rates.

[AlabamaALAlabama has a progressive income tax from 2% to 5%. Many Alabama municipalities, including Birmingham and Mobile, levy an additional local occupational tax of 1% to 2%.Calculate Take-Home Pay→](/paycheck-calculator/alabama/)[ArkansasARArkansas has reduced its top individual income tax rate down to 4.40% across progressive brackets, with standard exemptions for workers.Calculate Take-Home Pay→](/paycheck-calculator/arkansas/)[CaliforniaCACalifornia features 10 tax brackets ranging from 1.0% to 12.3%, plus a 1.0% Mental Health Services Tax on taxable income over $1,000,000 (reaching 13.3%). Employees also contribute 1.1% to State Disability Insurance (SDI) with no wage cap.Calculate Take-Home Pay→](/paycheck-calculator/california/)[ConnecticutCTConnecticut has a progressive tax scale from 2.0% up to 6.99%. Connecticut also requires employee contributions to Paid Family and Medical Leave (CT PFML) at 0.5% up to the Social Security wage cap.Calculate Take-Home Pay→](/paycheck-calculator/connecticut/)[DelawareDEDelaware graduated income tax tops out at 6.60% for income over $60,000. The City of Wilmington levies an additional 1.25% local wage tax on residents and non-residents working in Wilmington.Calculate Take-Home Pay→](/paycheck-calculator/delaware/)[District of ColumbiaDCWashington D.C. has a progressive individual income tax bracket ranging from 4.0% to 10.75% on taxable income over $1,000,000. D.C. Paid Family Leave is funded by employers.Calculate Take-Home Pay→](/paycheck-calculator/district-of-columbia/)[HawaiiHIHawaii features 12 progressive tax brackets ranging from 1.4% to 11.0%. Hawaii employees also have Temporary Disability Insurance (TDI) withheld up to 0.5% (capped around $6.00/week).Calculate Take-Home Pay→](/paycheck-calculator/hawaii/)[KansasKSKansas assesses income tax across 3 brackets: 3.1%, 5.25%, and 5.7% for taxable income above $30,000.Calculate Take-Home Pay→](/paycheck-calculator/kansas/)[LouisianaLALouisiana taxes income in three brackets: 1.85%, 3.50%, and 4.25% on taxable income exceeding $50,000 for single filers.Calculate Take-Home Pay→](/paycheck-calculator/louisiana/)[MaineMEMaine levies progressive income tax brackets of 5.8%, 6.75%, and 7.15% with conformity to federal standard deductions.Calculate Take-Home Pay→](/paycheck-calculator/maine/)[MarylandMDMaryland has state tax brackets from 2.0% to 5.75%. Crucially, Maryland also imposes mandatory county piggyback taxes ranging from 2.25% to 3.20% (average 3.20% in Montgomery and Prince George's counties).Calculate Take-Home Pay→](/paycheck-calculator/maryland/)[MinnesotaMNMinnesota has progressive tax brackets of 5.35%, 6.80%, 7.85%, and 9.85% (one of the highest state top rates in the country).Calculate Take-Home Pay→](/paycheck-calculator/minnesota/)[MissouriMOMissouri has a progressive income tax rate topping out at 4.80%. Both Kansas City and St. Louis levy an additional 1.0% earnings tax on residents and workers.Calculate Take-Home Pay→](/paycheck-calculator/missouri/)[MontanaMTMontana uses a 2-bracket income tax system: 4.70% on taxable income up to $20,500 and 5.90% on income above $20,500.Calculate Take-Home Pay→](/paycheck-calculator/montana/)[NebraskaNENebraska has 4 progressive brackets ranging from 2.46% to 5.84% on taxable income over $35,730.Calculate Take-Home Pay→](/paycheck-calculator/nebraska/)[New JerseyNJNew Jersey features 7 brackets ranging from 1.4% to 10.75% on taxable income over $1,000,000. Employees also pay into Family Leave Insurance (FLI) and State Unemployment/Disability (SUI/SDI).Calculate Take-Home Pay→](/paycheck-calculator/new-jersey/)[New MexicoNMNew Mexico has graduated tax brackets ranging from 1.7% to 5.9% on income exceeding $210,000.Calculate Take-Home Pay→](/paycheck-calculator/new-mexico/)[New YorkNYNew York state tax ranges from 4.0% to 10.9%. Residents of New York City are subject to NYC local income tax ranging from 3.078% to 3.876%, and Yonkers residents pay a 16.75% surcharge on state tax.Calculate Take-Home Pay→](/paycheck-calculator/new-york/)[North DakotaNDNorth Dakota features a 0% tax bracket on income up to $44,725, with modest rates of 1.95% and 2.50% on higher tiers.Calculate Take-Home Pay→](/paycheck-calculator/north-dakota/)[OhioOHOhio features 0% on income under $26,050 and caps at 3.50%. However, hundreds of Ohio municipalities (Columbus, Cleveland, Cincinnati) levy local municipal income taxes averaging 2.0% to 2.5%.Calculate Take-Home Pay→](/paycheck-calculator/ohio/)[OklahomaOKOklahoma has 6 progressive tax brackets ranging from 0.25% to 4.75% on taxable income over $7,200.Calculate Take-Home Pay→](/paycheck-calculator/oklahoma/)[OregonOROregon has progressive tax brackets from 4.75% to 9.90%. Oregon workers also pay 0.5% for Paid Leave Oregon and 0.1% statewide transit tax. The Portland metro area also has supportive housing and preschool taxes.Calculate Take-Home Pay→](/paycheck-calculator/oregon/)[Rhode IslandRIRhode Island has three progressive tax brackets: 3.75%, 4.75%, and 5.99% on taxable income over $176,050. Employees also pay into Temporary Disability Insurance (TDI) at 1.2% up to the state wage cap.Calculate Take-Home Pay→](/paycheck-calculator/rhode-island/)[South CarolinaSCSouth Carolina has simplified its tax schedule to 3.0% and 6.4% on taxable income exceeding $17,330, with full federal standard deduction conformity.Calculate Take-Home Pay→](/paycheck-calculator/south-carolina/)[VermontVTVermont features 4 progressive brackets ranging from 3.35% to 8.75% on taxable income over $229,550.Calculate Take-Home Pay→](/paycheck-calculator/vermont/)[VirginiaVAVirginia taxes income progressively from 2.0% to 5.75% on taxable income over $17,000, with an $8,500 standard deduction.Calculate Take-Home Pay→](/paycheck-calculator/virginia/)[West VirginiaWVWest Virginia has 5 progressive brackets ranging from 2.36% to 5.12% on income over $60,000.Calculate Take-Home Pay→](/paycheck-calculator/west-virginia/)[WisconsinWIWisconsin has progressive brackets of 3.50%, 4.40%, 5.30%, and 7.65% on taxable income over $315,310.Calculate Take-Home Pay→](/paycheck-calculator/wisconsin/)